33 Clinton Avenue, Albany, NY 12207
  (518) 436-8997 Fax: (518) 436-0320








AFFORDABLE HOUSING PARTNERSHIP

Buying A Home?
We Have The Information And The Money You Need To Buy That Home!
Our mission is to give you the information you need to make a smart investment.

One-On-One Counseling

Work with a housing counselor to create your plan for homeownership:

  • Develop a homeownership budget
  • Determine how much of a mortgage loan you qualify for
  • Obtain and review your credit report
  • Review mortgage and grant programs
  • Plan your next steps

The only charge is $10 for a credit report

Home Buyer Workshops

These free workshops are based on a nationally recognized program, and meet the education requirements for many lenders.

  • Budgeting and Credit: Will homeownership be affordable?
  • Getting a Mortgage: Loan process, mortgage qualifying, loan products.
  • Shopping for a Home: Working with realtors, home inspectors, attorneys.
  • Keeping your Home: How to protect your investment.

Held in the evenings or Saturday mornings, a complete set of workshops is offered 10 times a year. There is a $10 workbook fee.

Down Payment Assistance

Capital District Individual Development Account Program (IDA)
The IDA program matches money you save for the purchase of a home. The maximum match is $5,000, and you must save for at least 10 months.

You Save $1,670
You Receive $5,000
Total $6,670

To be eligible…

  • You must earn at or below: $46,720 (1-2 person household) $53,728 (3 persons or more)
  • Agree to attend home buyer workshops and money management classes
  • Save at a participating lender and be likely to qualify for a mortgage at the end of your savings period

Program orientation sessions are held on a regular basis. Call to register or to learn about the small business and educational IDA programs.

To schedule a counseling appointment or receive a schedule of workshops, contact Tracy Petersen.

For information on the IDA program and to register for an orientation session, contact Freddie Burns.

The Affordable Housing Partnership has been providing homeownership counseling and financial assistance for over 10 years. We are a non-profit organization located at the Albany Home Store, 175 Central Avenue (between Robin Street and Lexington Avenue).