33 Clinton Avenue, Albany, NY 12207
  (518) 436-8997 Fax: (518) 436-0320

COMMUNITY ORGANIZATION ACTIVITIES

As UTA has grown, we have dug deeper to address the root causes of housing problems. Housing finance, low income housing development and the preservation of affordable housing on a permanent basis were not part of UTA's original agenda 3 decades ago. However, UTA's community organization campaign over the years have led to the development of 4 separate and unique organizations that have galvanized the energies of more people and marshaled more resources and funds to address these complex issues. These projects bring together people affected by the same types of problems to work collectively for solutions.

• The Albany Area Housing Opportunities was incorporated in 1981 to respond to gentrification and displacement problems. AAHO has renovated 4 dilapidated buildings and currently manages 11 rental units for families and individuals who were homeless or at risk of becoming homeless.
  
  246 Hudson Avenue
  Albany, NY 12210
  (518) 434-8584
  
  
• The Capital District Community Loan Fund raises funds from socially responsive investors in the region for loans for low income housing and community development projects in the Capital District. The fund was established in 1985 with $82,000 from the Albany Roman Catholic Diocese and two Presbyterian congregations. The CDCLF has grown its capital pool to over $5 million, distributing $9.3 million in 234 loans that leveraged $33 million in other financing for 464 affordable housing units, community development projects and 60 women and minority micro-entrepreneurs.
  
  225 Orange Street
  Albany, NY 12210
  (518) 436-8586
  FAX (518) 689-0086
  http://www.cdclf.org
  
  
• The Albany Community Land Trust (ACLT) is a development program that combines individual ownership of housing on community controlled land to preserve affordable housing for future generations. The ACLT was founded in 1987 and acquired its first property for redevelopment ion 1988. The ACLT has since redeveloped 50 units of housing in formerly abandoned and deteriorated properties. Currently ACLT is converting 5 more abandoned houses into opportunities for future low-income homeownership. The Land Trust arrangement provides for permanent affordability of this housing through individual ownership of homes on community controlled land.
  
  340 First Street
  Albany, NY 12206
  (518) 426-1296
  FAX (518) 426-1300
  http://www.albanyclt.org
  
  
• The Affordable Housing Partnership manages a capital pool funded by area banks for permanent mortgages for low income housing in the Capital District. The partnership was created in 1990 with local banks, public officials and community representatives guiding $21 million in mortgage lending to 425 low income home buyers and affordable housing units. The Partnership is initiating a campaign against predatory lending and is developing a regional collaborative effort to increase home ownership.
  
  175 Central Avenue
  Albany, NY 12206
  (518) 434-1730
  FAX (518) 434-1767
  http://www.ahphome.org

UTA maintains formal and informal networking arrangements with these organizations to focus attention on local housing problems.